Open Enrollment (Currently Closed)
Dental Plans
For 2026, the dental benefit structures remain unchanged and the monthly premium for the Cigna DHMO plan will increase.
> View 2026 Dental plan information
Non-Medicare Plans
Monthly Premiums
The monthly premium will increase for the Choice Premier plan. The monthly premium for the Choice Value and Choice Economy plans will remain the same.
Benefit Changes
For the Choice Premier plan, the copays for emergency room services and inpatient hospitalization will change.
> View 2026 non-Medicare plan information
> Non-Medicare meeting schedule
Medicare Plans
Medicare Prescription Drug Redesign
A recent prescription drug law, the Inflation Reduction Act (IRA), requires significant changes to all Medicare prescription drug (Part D) plans including capping member annual out-of-pocket costs at $2,100, and having the option to pay those out-of-pocket costs in monthly amounts over the plan year. For more information on the Medicare Prescription Drug (Part D) Redesign, see the section starting on guide page 37.
Medicare Advantage PPO Plan
The medical benefit structure remains unchanged and the prescription drug benefit structure has changed as required by the Medicare Prescription Drug Redesign. The monthly premium will increase for calendar year 2026.
Medicare Advantage HMO Plan
The monthly premium will increase for calendar year 2026. Copays for emergency and urgent care services will change and the prescription drug benefit structure has changed as required by the Medicare Prescription Drug Redesign. Additionally, some network services—like visits to specialists, physical therapy, speech therapy, and occupational therapy—will require a referral from your primary care provider (PCP) in order to be covered. The PCP you choose impacts which specialists and hospitals you'll be able to see.
- Newsletter: What you need to know about open enrollment, benefits overview, and the Open Enrollment Meetings schedule.
- Enrollment Guide: Includes Premiums, Non-Medicare, Medicare, and Dental plan details.
- On Demand Videos: Open enrollment, healthcare, Medicare, non-Medicare, and dental videos are available 24/7 on the Retiree Video page for you to view at your convenience.
Open Enrollment Meetings
In-person meetings continue this year, with three days of meetings at locations in Maricopa County and Tucson. Be sure to pay close attention to the dates and locations for each scheduled meeting.
Registration via your secure myASRS account is highly encouraged, to receive helpful reminders about meetings.
Non-Medicare Meeting Schedule Medicare Meeting Schedule
The schedule for dental meetings is included in both the Medicare and non-Medicare meeting schedules above. For those only interested in dental information, there are some dental-only webinar dates and times throughout November.
Next Steps:
Enroll online beginning Nov 1 by logging in to your myASRS account.
Open Enrollment Timeline
► Pre-Open Enrollment (Through October)
You will receive educational emails in preparation for open enrollment. Topics will include important updates, information, and more.
► Guides Mail Out (Starting October 14)
Packets containing 2026 healthcare plan information mail out. Please review these materials prior to open enrollment.
► Open Enrollment (November 1-30)
This year is a ‘passive' enrollment year, which means that if you do not wish to make any changes you will be automatically re-enrolled in your current plan for 2026.
► New ID Cards (by December 31)
Dental, Non-Medicare Choice Value, and Choice Economy ID cards will only be provided to new enrollees or those making changes to their plan.
Non-Medicare Choice Premier plan members will receive new 2026 ID cards due to a copay change. 2026 Group Medicare Advantage PPO and HMO ID cards will arrive by December 31 for all current enrollees, new enrollees, or those making changes to their plans. HMO members MUST use the new 2026 ID card due to new Group and Member ID numbers.
► New Coverage (January 1)
Any changes made during open enrollment will be effective starting January 1.