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Medicare Plans

Photo of Medicare-eligible retirees cooking together

UnitedHealthcare is the sole provider offering Medicare plans depending on where you live and if you are Medicare eligible. We encourage you to review all the plan options to determine which plan best fits your health insurance needs.

The following plans are available:

    • Group Medicare Advantage HMO Plan
    • Group Medicare Advantage PPO Plan

For more details on these plans, refer to the Medicare Enrollment Guide:

2019 Medicare Retiree Group Insurance Guide

Looking for last year's guide? 2018 Medicare Retiree Group Insurance guide.

Online Enrollment icon Enroll now for 2019

The online health insurance application allows you to:

  • Enroll in an ASRS medical/dental plan
  • Make changes to your current coverage
  • Add or remove a dependent from your current coverage
  • Cancel your current coverage

Just log into your myASRS account to get started!

myASRS Login

Understanding the Medicare Plans

HMO or PPO or Senior Supplement?

Group Medicare Advantage HMO Plan

    • You must reside full time in Arizona
    • You will choose a primary care physician (PCP) to manage your routine health care
    • Your PCP must belong to the plan’s network
    • You will need referral to specialists in the network
    • Out of area coverage while traveling is only for unforeseen urgent or emergency coverage including worldwide travel
    • Additional wellness programs at no cost to you so you can stay healthy and care management support offered for good heath decision-making

Group Medicare Advantage PPO

    • Available nationwide
    • You can use any provider that participates in Medicare and accepts the plan
    • You do not need to select a primary care physician (PCP)
    • No referrals are needed
    • You pay the same copayment for cost of service in and out of network
    • Worldwide coverage for all medically necessary urgent and emergency care services with copayments the same as if in the U.S.
    • Only one ID card for all medical and prescription drug needs

Read the FAQ to learn more about the Medicare Plans

UnitedHealthcare® Group Medicare Advantage HMO and PPO Plans Frequently Asked Questions & Answers

Go online for more resources

Start now and use the dedicated online resources that are available to you. If you are not currently registered, you can do so at UHCRetiree.com/asrs. Sign up today for your UnitedHealthcare Online Account. Use this account to access the tools to help you keep track of your heath and so much more.

    • Search for network doctors
    • Review personal health records
    • Look up your latest claim information
    • Review benefit information and plan materials
    • Learn about the additional services and programs to keep you healthy

Follow these four easy steps:

  1. Go online to UHCRetiree.com/asrs
  2. Click on the “Register now” link
  3. Enter the ID number on the front of your member ID card and you birth date, then click “Continue”
  4. Create your user name and password

Health care management resources at your fingertips

UnitedHealthcare Health4Me™ mobile App lets you easily access your health care information and gives you tools to help estimate costs, manage claims and find providers – anytime and anywhere. It’s built to be your go-to health care resource when you’re on the go.

Get information to help you stay connected to your care management.

    • View and share health plan ID cards via email or fax
    • Check account balances and benefit amounts
    • Collect, track and share past and current Personal Health Records
    • View and manage claims
    • Pay providers for out-of-pocket expenses
    • Estimate costs of common procedures and conditions up front
    • Find nearby providers, hospitals and quick care facilities
    • Connect with helpful professionals 24/7
    • Search Pharmacies, claims, drug pricing and mail orders

Download on App Store or Google Play

Can't Make it to an Open Enrollment Meeting? Watch This Recorded Medicare Meeting Instead!

Health Insurance ELearning

This comprehensive , click-and-you-go eLearning module explains everything you need to know about the ASRS Medicare Plans.

Click the eLearning to get started!

Health Insurance Medicare eLearning graphic

Frequently Asked Questions

After I enroll in an ASRS retiree health care plan, when will I receive my ID cards?

United Healthcare will mail your medical card(s) approximately 10 days before the first day of the month that your medical plan becomes effective.

Will I get a new insurance card?

New enrollees and those who make changes to their enrollment will receive new insurance cards. You will receive one ID card for all services on Medicare Advantage plans.

Is there a pre-existing condition clause with any of the ASRS health insurance plans?

A pre-existing condition is generally considered an illness a person has prior to applying for health insurance. Currently ASRS does not deny health insurance for any reason relating to a pre-existing condition.

Must I notify the ASRS of an address change?

It is always in your best interest to ensure a correct mailing address. While many retirees and LTD recipients have seasonal or secondary addresses (such as a PO Box), the address of the primary residence is key to the availability of medical plan options and their costs as well as the forwarding of important periodic information that may be time sensitive. It is your responsibility to notify ASRS in writing or via the secure ASRS website when you have an address change.

How do I determine my current health insurance out-of-pocket costs?

Login to your myASRS secure account and click on the “Medical/Dental Insurance Details” link to see your current ASRS or ASRS employer retiree medical and dental plan, monthly premiums, premium benefit and your net cost.

What if my monthly health insurance premiums exceed my monthly pension?

If your pension does not cover your net insurance costs, the insurance carrier(s) will mail a bill directly to you. It will be your responsibility to pay premiums directly to the insurance carrier(s). Direct bills are mailed at the end of the month and due by the 25th of the following month.

What happens if I fail to pay my insurance premium direct bill?

Your health insurance coverage will be terminated. If you wish to re-instate coverage, you must pay any remaining balance in full and wait for our annual Open Enrollment period to enroll.
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