Medicare Plans

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ASRS Medicare Supplement plans

The ASRS Retiree Group Insurance program offers two Medicare supplement options through UnitedHealthcare. Try this click-and-you-go eLearning on our Medicare Supplement Options.

Click on the eLearning picture to get started!

Health Insurance Medicare eLearning graphic

UnitedHealthcare is the sole provider offering Medicare plans depending on where you live and if you are Medicare eligible. The following plans are available:

    • Group Medicare Advantage (HMO) Plan
    • Senior Supplement Plan

Group Medicare Advantage (HMO) Plan

United Healthcare Group Medicare Advantage (HMO) Plan is a plan for members who are enrolled in Medicare Parts A and Part B and, in which United Healthcare has entered into a contract with The Centers for Medicare and Medicaid Services (CMS), the federal agency that administers Medicare. This contract authorizes United Healthcare to provide comprehensive health services to persons who are entitled to traditional Medicare benefits and who choose to enroll in the Group Medicare Advantage (HMO) Plan. By enrolling in the Group Medicare Advantage (HMO) Plan, you have made a decision to receive all your routine health care from contracted providers. The Medicare prescription drug plan included in this medical plan by ASRS are equal to, or offers more than, the standard Medicare Part D coverage.

Senior Supplement Plan

Senior Supplement Plan is for members who are enrolled in both Medicare Parts A and B. With Senior Supplement you have the freedom to obtain medical care from any physician and hospital that accepts Medicare. The Medicare prescription drug plan included in this medical plan by ASRS are equal to, or offers more than, the standard Medicare Part D coverage.

Remember these 3 steps for choosing your supplement to Medicare.

  1. Review your choices. You have Medicare plan options with the ASRS, possibly your employer or private plans. Consider costs and coverage as part of the review.
  2. Choose the plan that best fits your personal needs, covers you where you live and lets you keep your doctor(s).
  3. Enroll on time. Pay attention to deadlines and give yourself plenty of time to make an informed choice. Remember you can ENROLL ONLINE with an ASRS plan once you have applied for your Medicare card.

For more details on these plans, refer to the Medicare Enrollment Guide:

Medicare Retiree 2018 Group Insurance Guide

You can review more plan details on UnitedHealthcare's website.

More Plan Details on uhcretiree.com

About Medicare

Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).

If you are a U.S. citizen or you meet the lawful presence and residency requirements, the Initial Enrollment Period is your first chance to sign up for Medicare. It starts 3 months before your 65th birthday, includes the month you turn 65, and ends 3 months after the month you turn 65.  

Medicare covers services such as doctor visits, surgeries, lab tests and medically necessary supplies, such as wheelchairs and walkers.

Medicare Part A – In general, Part A covers hospital care, skilled nursing facility care, nursing home care, home health services and hospice care.

Medicare Part B – In general, Part B covers two types of services: 1) Medically necessary services or supplies needed to diagnose or treat a medical condition, and 2) Preventative services, or health care to prevent illnesses. Also covered are things like clinical research, ambulance services, durable medical equipment, mental health treatment, second opinions before a surgery, and limited outpatient prescription drugs.

For information on Medicare, visit www.medicare.gov

Enrolling in a Plan

To enroll in one of theseMedicare Supplement plans, you must experience a Qualifying Life Event (QLE). Review the ASRS-recognized QLE's here. If you meet one of those QLE's, click the button to log in to your myASRS account to enroll now.

Qualifying Life Events

NOTE: For both plans you must maintain enrollment in Medicare parts A and B. For information on Medicare, visit www.medicare.gov and the Becoming Medicare Eligible page on the ASRS website.

If you are currently a retiree or disabled member covered by ASRS, ADOA or another ASRS employer's insurance, you can view those elections in your myASRS account by selecting 'Medical/Dental Insurance Details' under the Your Account section in the navigation pane.

Online Enrollment icon Online Enrollment is Here!

We've made enrolling in a medical and/or dental plan faster, easier and more accurate than ever with our Online Enrollment Process. Just log into your myASRS account to get started!

myASRS Login

Choosing a Provider or PCP

Need to look up your provider ID for enrollment purposes? Click here to search the United Healthcare provider network for ASRS Medicare plans

Note: You will need to log in to your myUHC.com account to access the Provider network

Frequently Asked Questions

Why did my 2018 Medicare plan premium go up this year?

This is the first increase in premiums for the ASRS Medicare plans in more than five years, and is directly caused by three primary factors: 1.) The return of federally mandated insurer fees 2.) Reduction in federal Medicare reimbursements for prescription drug coverage 3.) Rising healthcare claims costs When insurer fees were suspended by the federal government last year, the ASRS passed those savings directly to you with a drop in premiums from 2016 to 2017. Now those fees are back in place and are larger than any prior years.

After I enroll in an ASRS retiree health care plan, when will I receive my ID cards?

United Healthcare will mail your medical card(s) approximately 10 days before the first day of the month that your medical plan becomes effective.

Will I get a new insurance card?

New enrollees and those who make changes to their enrollment will receive new insurance cards.

Is there a pre-existing condition clause with any of the ASRS health insurance plans?

A pre-existing condition is generally considered an illness a person has prior to applying for health insurance. Currently ASRS does not deny health insurance for any reason relating to a pre-existing condition.

Must I notify the ASRS of an address change?

It is always in your best interest to ensure a correct mailing address. While many retirees and LTD recipients have seasonal or secondary addresses (such as a PO Box), the address of the primary residence is key to the availability of medical plan options and their costs as well as the forwarding of important periodic information that may be time sensitive. It is your responsibility to notify ASRS in writing or via the secure ASRS website when you have an address change.

How do I determine my current health insurance out-of-pocket costs?

Login to your myASRS secure account and click on the “Medical/Dental Insurance Details” link to see your current ASRS or ASRS employer retiree medical and dental plan, monthly premiums, premium benefit and your net cost.

What if my monthly health insurance premiums exceed my monthly pension?

If your pension does not cover your net insurance costs, the insurance carrier(s) will mail a bill directly to you. It will be your responsibility to pay premiums directly to the insurance carrier(s). Direct bills are mailed at the end of the month and due by the 25th of the following month.

What happens if I fail to pay my insurance premium direct bill?

Your health insurance coverage will be terminated. If you wish to re-instate coverage, you must pay any remaining balance in full and wait for our annual Open Enrollment period to enroll.
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