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Dental Plans


Below, you will find an overview and comparison of the dental plans we offer. To learn more, we encourage you to read our 2025 Open Enrollment guide, visit the websites for Delta Dental and Cigna Dental, or watch our educational videos on our Retiree Video page

delta dental logo

Plans Available:

    • Delta Dental High Plan Option
    • Delta Dental Low Plan Option

Our dental PPO plans let you visit any licensed dentist, but you will save the most money if you see an in-network dentist. Services received from an out-of-network dentist may incur higher out-of-pocket costs. With more than 3,900 network dentists in Arizona and 152,000 network dentists nationwide, it's easy to find the right dentist for your family!

>> Visit DeltaDentalAZ.com/ASRS




cigna dental logo

Plan Available:

    • Cigna DHMO

Cigna's Dental Health Maintenance Organization (DHMO) plan on the Cigna Dental Care Access Plus Network offers you no deductibles or dollar limits and its care that is easy to use at a wallet-friendly price. You choose a network general dentist to manage your overall care, pay a fixedb portion of the cost per visit, and your plan picks up the rest. Remember, you won't be covered if you go to a dentist who is not in our network. Detailed procedure costs are outlined on your Patient Charge Schedule (PCS) which makes your coverage simple, straightforward forward, and transparent! (Plan not available in AK, ME, MT, NH, NM, ND, PR, SD, VI, VT, and WY.)

>> Visit Cigna.com/ASRS


Need Help Choosing an ASRS Dental Plan?

Delta Dental High Plan OptionDelta Dental Low Plan OptionCigna DHMO
Monthly Premium (Single Rate)$38.67$17.95$10.24
Network of DentistsSelect any dentist, but you will save the most staying in-networkSelect any dentist, but you will save the most staying in-networkSelect from dentists within the DHMO network
Preventive Services
(Routine cleanings, exams and bitewing X-rays)
100% Covered100% Covered100% covered after $5 per-visit fee
Basic Services
(Fillings, Periodontal Maintenance, Simple Extractions)
80% covered after deductible subject to annual maximum80% covered after deductible subject to annual maximumNo deductible before coverage begins

Set copays for covered services, outlined in the Patient Charge Schedule (PCS)
Major Services
(Implants, Bridges and Dentures, Crowns, Root Canals)
25% or 50% covered after deductible subject to annual maximum No major services covered


Additional Plan Details

Delta Dental High Plan OptionDelta Dental Low Plan OptionCigna DHMO
Annual Deductible$50 per person / $150 max. per family$50 per person / $150 max. per familyNo Deductible
Annual Maximum$2,000 per individual$1,000 per individualNo Annual Maximum
Preventive ServicesCovered at 100%Covered at 100%Covered at 100%a, b
Plan PaysRetiree Pays
Office Visit FeeNot ApplicableNot Applicable$5 a
Fillings80% *80% *$22 b
Periodontal Cleanings80% *80% *$115 Scaling/Root planningb
$78 Maintenanceb
Emergency Treatment80% *80% *$48 b
Implants25%/50% *Not CoveredNot Covered
Dentures25%/50% *Not Covered$770 bc
Crowns25%/50% *Not Covered$470 bc
Endodontics (Root Canal)25%/50% *Not Covered$530 b
OrthodontiaNot CoveredNot Covered$515 b

* Deductible applies to these services.
†  These services will be covered at 25% in year one and 50% in year two and beyond.
a) Patient is responsible for a per patient per office visit fee of $5 in addition to any other applicable patient charges.
b) Please refer to your Patient Charge Schedule (PCS) for full details, prices listed may not be comprehensive of treatment.
c) The co-payments for fixed and removable restorations (crowns, bridges, implant/abutment supported prosthetics, complete and partial dentures) do not include additional charges for material upgrades (such as gold/high noble metal or porcelain used in molar restorations), CAD/CAM services, complex rehabilitation or characterizations (for dentures). Any additional allowable charge for these upgrades is the patients' responsibility as specifically outlined in your Patient Charge Schedule (PCS). For questions regarding these charges, you may contact Customer Service at 800.Cigna24 (800.244.6224).

Dental Meeting Schedule

Looking for the Medicare and Non-Medicare Webinar schedule?
Medicare Meeting Schedule Non-Medicare Meeting Schedule

>> Download a printable Medicare Meeting Schedule here
>> Download a printable Non-Medicare Meeting Schedule here

In-Person Meetings

In-person meetings will return this year, with four days of meetings at locations spread across Maricopa County and Tucson.
Be sure to pay close attention to the dates and locations for each scheduled meeting.

Friday, November 1, 2024 (Tempe)

10:00AM - 11:30AM - Medicare & Dental
1:00PM - 2:30PM - Non-Medicare & Dental
3:00PM - 4:30PM - Medicare & Dental
Wednesday, November 13, 2024 (N. Phoenix)

10:00AM - 11:30AM - Medicare & Dental
1:00PM - 2:30PM - Non-Medicare & Dental
3:00PM - 4:30PM - Medicare & Dental
Thursday, November 7, 2024 (Tucson)

10:00AM - 11:30AM - Medicare & Dental
1:00PM - 2:30PM - Non-Medicare & Dental
3:00PM - 4:30PM - Medicare & Dental
Friday, November 22, 2024 (Phoenix / Scottsdale)

10:00AM - 11:30AM - Medicare & Dental
1:00PM - 2:30PM - Non-Medicare & Dental
3:00PM - 4:30PM - Medicare & Dental
Please note: In-person meetings are subject to change due to unforeseen circumstances.

Interactive Webinars

These live video presentations will be available on select dates and times throughout November. You will be able to ask questions in a chat box and get them answered in real-time. Registration via your secure myASRS account is highly encouraged to receive helpful reminders about meetings. 

>> Click Here to Join Our LIVE Open Enrollment Webinar

Remember to join the live webinar 10 minutes early to install updates that may be required prior to the meeting.
Wednesday, Oct 30, 2024
Dental - 11:00AM
Friday, Nov 15, 2024
Dental - 9:00AM
Wednesday, Nov 27, 2024
Dental - 11:00AM
Monday, Nov 4, 2024
Dental - 9:00AM
Tuesday, Nov 19, 2024
Dental - 11:00AM
 
NOTE: Log in now to register for a meeting: myASRS Login

Teleconferences

Teleconferences via telephone may be a good option for retirees without an internet connection. Participants may dial in up to 30 minutes prior to the listed start time.

Tuesday, November 12, 2024
9:00AM - 10:30AM - Dental & Medicare    |   Toll Free Dial-In: 844-867-6169    |    Access Code: 6763637
1:00PM - 2:30PM - Dental & Non-Medicare    |    Toll Free Dial-In: 844-867-6169    |    Access Code: 6763637

More On-Demand Videos

Open enrollment, healthcare, Medicare, non-Medicare, and dental videos are available 24/7 on the Retiree Video page for you to view at your convenience. They are self-paced with segmented navigation to allow you to watch, and re-watch, any part you desire. All aspects of open enrollment are covered, including medical and dental plan options.

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