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Dental Plans

New Carriers for 2021

Beginning in 2021, we are offering plans from two new carriers: Cigna Dental and Delta Dental of Arizona. These new plans include enhanced benefits at lower monthly premiums.

If you are enrolled in a dental plan through the end of 2020, and take no action during the open enrollment period, you will automatically be enrolled in a new dental plan that the ASRS believes most closely aligns with your existing plan in order to avoid any lapse in coverage for 2021.

How 2020 dental plans will migrate to 2021 offerings:

dental plan migration


delta dental logo

Plans Available:

    • Delta Dental High Plan Option
    • Delta Dental Low Plan Option

Our dental PPO plans let you visit any licensed dentist, but you will save the most money if you see an in-network dentist. Services received from an out-of-network dentist may incur higher out-of-pocket costs. With more than 3,500 network dentists in Arizona and 157,878 network dentists nationwide, it’s easy to find the right dentist for your family!

>> Visit DeltaDentalAZ.com/ASRS

On-Demand Dental Plans Video

Open Enrollment, Medicare, Non-Medicare and Dental Videos are available 24/7 on the Retiree Video page for you to view at your convenience. They are self-paced with segmented navigation to allow you to watch, and re-watch, any part you desire. All aspects of open enrollment are covered, including medical and dental plan options.

Medicare and Medicare Plans

A variety of dental plans for both non-Medicare and Medicare retirees. Looking for more information about Medicare and Non-Medicare value-based health plans?


Medicare
Plan Information
Non-Medicare
Plan Information



cigna dental logo

Plan Available:

    • Cigna DHMO

Cigna’s Dental Health Maintenance Organization (DHMO) plan offers you no deductibles or dollar limits and it is care that’s easy to use at a wallet-friendly price. You choose a network general dentist to manage your overall care, pay a fixedb portion of the cost per visit, and your plan picks up the rest. Remember, you won’t be covered if you go to a dentist who is not in our network. Detailed procedure costs are outlined on your Patient Charge Schedule (PCS) which makes your coverage simple, straight forward and transparent! (Plan not available in AK, ID, ME, MT, NH, NM, ND, PR, SD, VI, VT, WV, and WY.)

>> Visit Cigna.com/ASRS

LEARN ABOUT: Cigna's "Healthy Rewards" Program

Delta Dental High Plan OptionDelta Dental Low Plan OptionCigna DHMO
Individual/Family Deductible$50/$150$50/$150No Deductible
Annual Maximum$2,000 per individual$1,000 per individualNo Annual Maximum
Preventive ServicesCovered at 100%Covered at 100%Covered at 100%ab
Plan PaysRetiree Pays
Office Visit FeeNot ApplicableNot Applicable$5 a
Fillings80% *80% *$22 b
Periodontal Cleanings80% *80% *$115 Scaling/Root planningb
$78 Maintenanceb
Emergency Treatment80% *80% *$48 b
Implants25%/50% *Not CoveredNot Covered
Dentures25%/50% *Not Covered$770 bc
Crowns25%/50% *Not Covered$470 bc
Endodontics (Root Canal)25%/50% *Not Covered$530 b
OrthodontiaNot CoveredNot Covered$515 b

* Deductible applies to these services.
† These services will be covered at 25% in year one and 50% in year two and beyond. Please note that members transitioning to the Delta Dental High Plan Option from Sun Life Freedom Advance (High Option), Sun Life DHMO 220, Heritage Secure & Prepaid will receive benefits at 50% in year one and beyond. New enrollees and members transitioning to the Delta Dental High Plan Option from SunLife Freedom Basic (Low Option) will receive benefits at 25% in year one and 50% in year two and beyond.
a) Patient is responsible for a per patient per office visit fee of $5 in addition to any other applicable patient charges.
b) Please refer to your Patient Charge Schedule (PCS) for full details, prices listed may not be comprehensive of treatment.
c) The co-payments for fixed and removable restorations (crowns, bridges, implant/abutment supported prosthetics, complete and partial dentures) do not include additional charges for material upgrades (such as gold/high noble metal or porcelain used in molar restorations), CAD/CAM services, complex rehabilitation or characterizations (for dentures). Any additional allowable charge for these upgrades is the patient’s responsibility as specifically outlined in your Patient Charge Schedule (PCS). For questions regarding these charges you may contact Customer Service at 800.Cigna24 (800.244.6224).

More On-Demand Videos

Open Enrollment, Medicare, Non-Medicare and Dental Videos are available 24/7 on the Retiree Video page for you to view at your convenience. They are self-paced with segmented navigation to allow you to watch, and re-watch, any part you desire. All aspects of open enrollment are covered, including medical and dental plan options.

Have a Qualifying Life Event

If you've had a Qualifying Life Event (QLE) and are eligible to enroll in an ASRS retiree non-Medicare plan, the online health insurance application allows you to:

    • Enroll in an ASRS medical/dental plan
    • Make changes to your current coverage
    • Add or remove a dependent from your current coverage
    • Cancel your current coverage

Just log into your myASRS account to get started!
myASRS Login

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