Non-Medicare Plans

On-Demand Non-Medicare Plans Video

This on-demand video explains everything you need to know about the ASRS non-Medicare Plans from UnitedHealthcare. Topic-specific navigation allows you to come back and re-review areas of particular interest.

ASRS 2020 Non-Medicare Plan Benefits

UnitedHealthcare is the sole provider offering non-Medicare plans depending on where you live. We encourage you to review all the plan options to determine which plan best fits your health insurance needs.

The following plans are available:

    • Choice Premier (for Arizona residents)
    • Choice Value (for Arizona residents)
    • Choice Plus PPO (for out-of-state residents)

For more details on these plans, refer to the 2020 Health Insurance Enrollment Guide.

2020 non-Medicare Retiree Group Insurance Guide

Choice Premier and Choice Value

      • Must reside in Arizona - all counties
      • Nationwide network
      • Must use contracted Choice providers, except for emergencies.
      • With the Choice plans, you can use any doctor, clinic, hospital or health care facility in the national Choice network.
      • Save money by staying in the network. If you go out-of-network, you’ll have to pay for all of the costs.
      • There’s no need to choose a primary care provider (PCP) or get referrals to see a specialist. Consider a PCP; they can be helpful in managing your care.
      • Pay less by using Tier 1 providers. UHC has recognized them for providing value.
      • Preventive care is covered 100% so you won’t need to worry about these costs and payments.

  • Understanding Your Choices

    Graphic comparing non-medicare plans

    Choice Plus PPO (Out of State Residents Only)

      • Out of State Network Only; must reside outside Arizona
      • No PCP required
      • Coverage for in-network providers, as well as out-of-network providers.
      • No referral needed to see any physician, specialist, hospital or other healthcare professional in the network. You have the flexibility to seek care from doctors and hospitals outside the network and still receive coverage. Keep in mind additional out-of-pocket costs apply for out-of-network care.

Frequently Asked Questions

After I enroll in an ASRS retiree medical insurance plan, when will I receive my ID cards?

UnitedHealthcare will mail your medical card(s) approximately 10 days before the first day of the month that your medical plan becomes effective.

Will I get a new insurance card?

New enrollees, those who make changes to their enrollment, and all currently enrolled members will receive new insurance cards.

Is there a pre-existing condition clause with any of the ASRS medical insurance plans?

A pre-existing condition is generally considered an illness a person has prior to applying for medical insurance. Currently ASRS does not deny medical insurance for any reason relating to a pre-existing condition.

Must I notify the ASRS of an address change?

It is always in your best interest to ensure a correct mailing address. While many retirees and LTD recipients have seasonal or secondary addresses (such as a PO Box), the address of the primary residence is key to the availability of medical plan options and their costs as well as the forwarding of important periodic information that may be time sensitive. It is your responsibility to notify ASRS in writing or via the secure ASRS website when you have an address change.

How do I determine my current medical insurance premium costs?

Login to your myASRS secure account and click on the “Medical/Dental Insurance Details” link to see your current ASRS or ASRS employer retiree medical and dental plan, monthly premiums, premium benefit and your net cost.

What if my monthly health insurance premiums exceed my monthly pension?

If your pension does not cover your net insurance costs, the insurance carrier(s) will mail a bill directly to you. It will be your responsibility to pay premiums directly to the insurance carrier(s). Direct bills are mailed at the end of the month and due by the 25th of the following month.

What happens if I fail to pay my insurance premium direct bill?

Your health insurance coverage will be terminated. If you wish to re-instate coverage, you must pay any remaining balance in full and wait for our annual Open Enrollment period to enroll.

Have a Qualifying Event & Need to Enroll?  

If you've had a qualifying life event (QLE) and are eligible to enroll in an ASRS retiree Medicare plan, the online health insurance application allows you to:

    • Enroll in an ASRS medical/dental plan
    • Make changes to your current coverage
    • Add or remove a dependent from your current coverage
    • Cancel your current coverage

Just log into your myASRS account to get started!

myASRS Login

Next Steps: 

Start now and use the dedicated online resources that are available to you. If you are not currently registered, you can do so at MyUHC.com. Sign up today for your UnitedHealthcare Online Account. Use this account to access the tools to help you keep track of your heath and so much more.

    • Search for network doctors
    • Review personal health records
    • Look up your latest claim information
    • Review benefit information and plan materials
    • Learn about the additional services and programs to keep you healthy

Follow these four easy steps:

  1. Go online to myUHC.com 
  2. Click on the “Register now” link
  3. Enter the ID number on the front of your member ID card and you birth date, then click “Continue”
  4. Create your user name and password

Healthcare resources at your fingertips

UnitedHealthcare mobile App lets you easily access your health care information and gives you tools to help estimate costs, manage claims and find providers – anytime and anywhere. It’s built to be your go-to health care resource when you’re on the go.

Get information to help you stay connected to your care management.

    • View and share health plan ID cards via email or fax
    • Check account balances and benefit amounts
    • Collect, track and share past and current Personal Health Records
    • View and manage claims
    • Pay providers for out-of-pocket expenses
    • Estimate costs of common procedures and conditions up front
    • Find nearby providers, hospitals and quick care facilities
    • Connect with helpful professionals 24/7
    • Search Pharmacies, claims, drug pricing and mail orders

Download on App Store or Google Play

Complete Plan Documents - 2020 Plan Year

Click on any of the links below to view the complete Certificate of Coverage and Summary of Benefits for each of the Non-Medicare Plans for the 2020 Plan Year.

Certificate of CoverageSummary of Benefits
Choice Premier
Choice Premier COCChoice Premier SBC
Choice Value
Choice Value COCChoice Value SBC
Choice Plus
Choice Plus COCChoice Plus SBC

Prescription Drug List (effective May 1, 2020)

Searching for a Provider or Primary Care Provider (PCP)

Need to look up your provider ID for enrollment purposes? Use the links below to find a provider or primary care physician

Was this page helpful?: 
Average: 3.3 (42 votes)