Non-Medicare Plans

UnitedHealthcare is the sole carrier offering non-Medicare plans. We encourage you to review all plan options to determine which plan best fits your health insurance needs.

The following plans are available:

- Choice Premier (Nationwide In-Network Only Coverage)
- Choice Value (Nationwide In-Network Only Coverage)
- Choice Economy (Nationwide In-Network Only Coverage)

For more details on these plans, refer to the non-Medicare pages of the Enrollment Guide:

2025 Health Insurance Enrollment Guide

On-Demand Non-Medicare Plans Video

This on-demand video explains everything you need to know about the ASRS non-Medicare Plans from UnitedHealthcare. Topic-specific navigation allows you to come back and re-review areas of particular interest.

Legal Notices

Have a Qualifying Life Event & Need to Enroll?

If you've had a qualifying life event (QLE) and are eligible to enroll in an ASRS retiree non-Medicare plan, the online health insurance application allows you to:

- Enroll in an ASRS medical/dental plan
- Make changes to your current coverage
- Add or remove a dependent from your current coverage
- Cancel your current coverage

Just log into your myASRS account to get started!

myASRS Login

Next Steps:

Start now and use the dedicated pre-member website that is available to you by going to WhyUHC.com/asrs. Use this site to access the tools to help you research your plan options and more.

- Search for network doctors
- Review personal health records
- Look up your latest claim information
- Review benefit information and plan materials
- Learn about the additional services and programs to keep you healthy

After you have enrolled follow these four easy steps to create an account:

Go online to: MyUHC.com
Click on the “Register now” link
Enter the ID number on the front of your member ID card and your birth date, then click “Continue”
Create your username and password

Frequently Asked Questions

After I enroll in an ASRS retiree medical insurance plan, when will I receive my ID cards?

UnitedHealthcare will mail your medical ID card(s) within 10 days of your enrollment being received and processed.

Is there a pre-existing condition clause with any of the ASRS medical insurance plans?

A pre-existing condition is generally considered an illness a person has prior to applying for medical insurance. Currently ASRS does not deny medical insurance for any reason relating to a pre-existing condition.

Must I notify the ASRS of an address change?

It is always in your best interest to ensure a correct mailing address. While many retirees and LTD recipients have seasonal or secondary addresses (such as a PO Box), the address of the primary residence is key to the availability of medical plan options and their costs as well as the forwarding of important periodic information that may be time sensitive. It is your responsibility to notify ASRS in writing or via the secure ASRS website when you have an address change.

How do I determine my current medical insurance premium costs?

Login to your myASRS secure account and click on the “Medical/Dental Insurance Details” link to see your current ASRS or ASRS employer retiree medical and dental plan, monthly premiums, premium benefit and your net cost.

What if my monthly health insurance premiums exceed my monthly pension?

If your pension does not cover your net insurance costs, the insurance carrier(s) will mail a bill directly to you. It will be your responsibility to pay premiums directly to the insurance carrier(s). Direct bills are mailed at the end of the month and due by the 25th of the following month.

What happens if I fail to pay my insurance premium direct bill?

Your health insurance coverage will be terminated. If you wish to re-instate coverage, you must pay any remaining balance in full and wait for our annual Open Enrollment period to enroll.

Non-Medicare Meeting Schedule

Looking for the Dental and Medicare Webinar schedule?
Dental Meeting Schedule Medicare Meeting Schedule

>> Download a printable Non-Medicare Meeting Schedule here

In-Person Meetings

In-person meetings will continue this year, with four days of meetings at locations spread across Maricopa County and Tucson.
Be sure to pay close attention to the dates and locations for each scheduled meeting.

Friday, November 1, 2024 (Tempe) 1:00PM - 2:30PM - Non-Medicare & Dental DoubleTree by Hilton Hotel Phoenix Tempe 2100 S Priest Dr, Tempe, AZ 85282	Wednesday, November 13, 2024 (N. Phoenix) 1:00PM - 2:30PM - Non-Medicare & Dental Doubletree by Hilton Phoenix-North 10220 N Metro Parkway East, Phoenix, AZ, 85051
Thursday, November 7, 2024 (Tucson) 1:00PM - 2:30PM - Non-Medicare & Dental Doubletree by Hilton Tuscon-Reid Park 445 S Alvernon Way, Tucson, AZ 85711	Friday, November 22, 2024 (Phoenix / Scottsdale) 1:00PM - 2:30PM - Non-Medicare & Dental Embassy Suites by Hilton Phoenix-Scottsdale 4415 E Paradise Village Pkwy South, Phoenix, AZ 85032
Please note: In-person meetings are subject to change due to unforeseen circumstances.

Interactive Webinars

These live video presentations will be available on select dates and times throughout November. You will be able to ask questions in a chat box and get them answered in real-time. Registration via your secure myASRS account is highly encouraged to receive helpful reminders about meetings.

>> Click Here to Join Our LIVE Open Enrollment Webinar Remember to join the live webinar 10 minutes early to install updates that may be required prior to the meeting.
Wednesday, Oct 30, 2024 Dental - 11:00AM Non-Medicare - 2:00PM	Friday, Nov 15, 2024 Dental - 9:00AM Non-Medicare - 2:00PM	Wednesday, Nov 27, 2024 Dental - 11:00AM Non-Medicare - 2:00PM
Monday, Nov 4, 2024 Dental - 9:00AM Non-Medicare - 11:00AM	Tuesday, Nov 19, 2024 Dental - 11:00AM Non-Medicare - 2:00PM
NOTE: Log in now to register for a meeting: myASRS Login

Teleconferences

Teleconferences via telephone may be a good option for retirees without an internet connection. Participants may dial in up to 30 minutes prior to the listed start time.

Tuesday, Nov 12, 2024
1:00 PM - 2:30 PM - Dental & Non-Medicare | Toll Free Dial-In: 844-867-6169 | Access Code: 6763637

On-Demand Videos

Open enrollment, healthcare, medicare, and dental videos are available 24/7 on the Retiree Video page for you to view at your convenience. They are self-paced with segmented navigation to allow you to watch, and re-watch, any part you desire. All aspects of open enrollment are covered, including medical and dental plan options.

2023 Tax Form 1095-B: Health Coverage

If you, your spouse, or one of your dependents were enrolled in UnitedHealthcare Non-Medicare Choice plans at any time in 2023, you can request a 1095-B form be mailed to you beginning February 1st, 2024.

A person does not need the information on the 1095-B Form to file an income tax return.

To request a 1095-B form reach the ASRS during available business hours, call:

- 602-240-2000 from within metropolitan Phoenix
- 520-239-3100 from within metropolitan Tucson
- 800-621-3778 from outside the Tucson and Phoenix areas
Or sending a member secure message through your secure myASRS account.
If you were on an ASRS Medicare Plan, the 1095-B Form is mailed by Medicare. If you have questions regarding your 1095-B from Medicare, please contact Medicare at 1- 800-MEDICARE.

Legal Notices for ASRS Non-Medicare Plans

2024 Legal Notices

TITLE	DESCRIPTION	2024
Summary of Benefits and Coverage (SBC) & Uniform Glossary	As part of the Affordable Care Act (ACA), the federal government announced new rules regarding the disclosure of the Summary of Benefits and Coverage (SBC) and Uniform Glossary. These regulations require group health plans and health insurance issuers that offer coverage for groups and individuals to provide access to the SBC and Uniform Glossary.	Summary of Benefits & Coverage page
Summary of Benefits and Coverage (SBC)	The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. The SBC shows you how you and the plan would share the cost for covered healthcare services.	Choice Premier Choice Value Choice Economy Choice Plus PPO
Summary Plan Description	The summary plan description (SPD) is an important document that tells participants what the plan provides and how it operates. It provides information on when a member can begin participating in the plan and how to file a claim for benefits.	Health Plan WRAP Document Choice Premier Choice Premier Combo
Summary Plan Description	The summary plan description (SPD) is an important document that tells participants what the plan provides and how it operates. It provides information on when a member can begin participating in the plan and how to file a claim for benefits.	Health Plan WRAP Document Choice Value Choice Value Combo
Summary Plan Description	The summary plan description (SPD) is an important document that tells participants what the plan provides and how it operates. It provides information on when a member can begin participating in the plan and how to file a claim for benefits.	Health Plan WRAP Document Choice Economy Choice Economy Combo
Prescription Drug List (PDL)	The easiest way to find out if a prescription is covered is to check the Prescription Drug List (PDL) — which takes the most commonly prescribed medications and organizes them into cost tiers.	Current PDL: Sept 2024
Archived Prescription Drug List (PDL)	History of prior Prescription Drug Lists (PDL).	May 2024 January 2024 September 2023 May 2023
Notification of Rights Under the Women’s Health and Cancer Rights Act (WHCRA)	This notice describes mandated benefits for mastectomy-related services and informs individuals that services are available for such treatment and services, including reconstructive surgery, prosthesis, and lymphedema treatment, and explains how to obtain a detailed description of the mastectomy-related benefits under the Plan.	2024
Medicaid and the Children’s Health Insurance Program (CHIP) Offer	You may be eligible for State assistance paying ASRS’ healthcare premiums for eligible family member(s). If you or a covered family member(s) are eligible or enrolled in Medicaid, this Notice provides the contact information for program(s) in your State.	2024
Medicare Notice of Creditable Coverage	If you or a covered family member(s) are eligible for Medicare Parts A, B, C, and D, this Notice provides information to help you decide whether to join Medicare’s drug plan or remain on an ASRS plan. Because ASRS’ prescription coverage is Creditable Coverage, if/when Medicare Part D is elected, there will be no higher premium (penalty) charged.	2024
Health Insurance Portability and Accountability Act (HIPAA)	This notice protects the privacy of individually identifiable health information and establishes who can use personal health information and how it can be used.	2024
No Surprises Act (Consolidated Appropriations Act of 2021)	This notice describes your rights and protections against surprise medical bills.	2024
Transparency in Coverage	UnitedHealthcare creates and publishes the Machine-Readable Files on behalf of The Arizona State Retirement System.	To link to the Machine-Readable Files, please click here

2025 Legal Notices

TITLE	DESCRIPTION	2025
Summary of Benefits and Coverage (SBC) & Uniform Glossary	As part of the Affordable Care Act (ACA), the federal government announced new rules regarding the disclosure of the Summary of Benefits and Coverage (SBC) and Uniform Glossary. These regulations require group health plans and health insurance issuers that offer coverage for groups and individuals to provide access to the SBC and Uniform Glossary.	Summary of Benefits & Coverage page
Summary of Benefits and Coverage (SBC)	The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. The SBC shows you how you and the plan would share the cost for covered healthcare services.	Choice Premier Choice Value Choice Economy
Summary Plan Description	The summary plan description (SPD) is an important document that tells participants what the plan provides and how it operates. It provides information on when a member can begin participating in the plan and how to file a claim for benefits.	(Documents Coming Soon)
Summary Plan Description	The summary plan description (SPD) is an important document that tells participants what the plan provides and how it operates. It provides information on when a member can begin participating in the plan and how to file a claim for benefits.	(Documents Coming Soon)
Summary Plan Description	The summary plan description (SPD) is an important document that tells participants what the plan provides and how it operates. It provides information on when a member can begin participating in the plan and how to file a claim for benefits.	(Documents Coming Soon)
Prescription Drug List (PDL)	The easiest way to find out if a prescription is covered is to check the Prescription Drug List (PDL) — which takes the most commonly prescribed medications and organizes them into cost tiers.	Current PDL: Sept 2024
Archived Prescription Drug List (PDL)	History of prior Prescription Drug Lists (PDL).	May 2024 January 2024 September 2023 May 2023
Notification of Rights Under the Women’s Health and Cancer Rights Act (WHCRA)	This notice describes mandated benefits for mastectomy-related services and informs individuals that services are available for such treatment and services, including reconstructive surgery, prosthesis, and lymphedema treatment, and explains how to obtain a detailed description of the mastectomy-related benefits under the Plan.	2025
Medicaid and the Children’s Health Insurance Program (CHIP) Offer	You may be eligible for State assistance paying ASRS’ healthcare premiums for eligible family member(s). If you or a covered family member(s) are eligible or enrolled in Medicaid, this Notice provides the contact information for program(s) in your State.	2025
Medicare Notice of Creditable Coverage	If you or a covered family member(s) are eligible for Medicare Parts A, B, C, and D, this Notice provides information to help you decide whether to join Medicare’s drug plan or remain on an ASRS plan. Because ASRS’ prescription coverage is Creditable Coverage, if/when Medicare Part D is elected, there will be no higher premium (penalty) charged.	2025
Health Insurance Portability and Accountability Act (HIPAA)	This notice protects the privacy of individually identifiable health information and establishes who can use personal health information and how it can be used.	2025
No Surprises Act (Consolidated Appropriations Act of 2021)	This notice describes your rights and protections against surprise medical bills.	2025
Transparency in Coverage	UnitedHealthcare creates and publishes the Machine-Readable Files on behalf of The Arizona State Retirement System.	To link to the Machine-Readable Files, please click here

Was this page helpful?:

Non-Medicare Plans