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Non-Medicare Plans

UnitedHealthcare is the sole carrier offering non-Medicare plans. We encourage you to review both plan options to determine which plan best fits your health insurance needs.

The following plans are available:

    • Choice Premier (Nationwide In-Network Only Coverage)
    • Choice Value (Nationwide In-Network Only Coverage)
    • Choice Economy (Nationwide In-Network Only Coverage)
    • Choice Plus PPO (Nationwide In & Out of Network Coverage)

For more details on these plans, refer to the non-Medicare Enrollment Guide:

2022 Health Insurance Enrollment Guide

On-Demand Non-Medicare Plans Video

This on-demand video explains everything you need to know about the ASRS non-Medicare Plans from UnitedHealthcare. Topic-specific navigation allows you to come back and re-review areas of particular interest.

ASRS 2022 Medicare Plan Benefits

Have a Qualifying Life Event & Need to Enroll?

If you've had a qualifying life event (QLE) and are eligible to enroll in an ASRS retiree non-Medicare plan, the online health insurance application allows you to:

    • Enroll in an ASRS medical/dental plan
    • Make changes to your current coverage
    • Add or remove a dependent from your current coverage
    • Cancel your current coverage

Just log into your myASRS account to get started!

myASRS Login

Next Steps:

Start now and use the dedicated online resources that are available to you. If you are not currently registered, you can do so at WhyUHC.com/ASRS. Sign up today for your UnitedHealthcare Online Account. Use this account to access the tools to help you keep track of your health and so much more.

    • Search for network doctors
    • Review personal health records
    • Look up your latest claim information
    • Review benefit information and plan materials
    • Learn about the additional services and programs to keep you healthy

Follow these four easy steps:

  1. Go online to: MyUHC.com
  2. Click on the “Register now” link
  3. Enter the ID number on the front of your member ID card and your birth date, then click “Continue”
  4. Create your user name and password

Frequently Asked Questions

After I enroll in an ASRS retiree medical insurance plan, when will I receive my ID cards?

UnitedHealthcare will mail your medical ID card(s) within 10 days of your enrollment being received and processed.

Is there a pre-existing condition clause with any of the ASRS medical insurance plans?

A pre-existing condition is generally considered an illness a person has prior to applying for medical insurance. Currently ASRS does not deny medical insurance for any reason relating to a pre-existing condition.

Must I notify the ASRS of an address change?

It is always in your best interest to ensure a correct mailing address. While many retirees and LTD recipients have seasonal or secondary addresses (such as a PO Box), the address of the primary residence is key to the availability of medical plan options and their costs as well as the forwarding of important periodic information that may be time sensitive. It is your responsibility to notify ASRS in writing or via the secure ASRS website when you have an address change.

How do I determine my current medical insurance premium costs?

Login to your myASRS secure account and click on the “Medical/Dental Insurance Details” link to see your current ASRS or ASRS employer retiree medical and dental plan, monthly premiums, premium benefit and your net cost.

What if my monthly health insurance premiums exceed my monthly pension?

If your pension does not cover your net insurance costs, the insurance carrier(s) will mail a bill directly to you. It will be your responsibility to pay premiums directly to the insurance carrier(s). Direct bills are mailed at the end of the month and due by the 25th of the following month.

What happens if I fail to pay my insurance premium direct bill?

Your health insurance coverage will be terminated. If you wish to re-instate coverage, you must pay any remaining balance in full and wait for our annual Open Enrollment period to enroll.
TITLEDESCRIPTIONADDITIONAL INFORMATION
Summary of Benefits and Coverage (SBC) & Uniform GlossaryAs part of the Affordable Care Act (ACA), the federal government announced new rules regarding the disclosure of the Summary of Benefits and Coverage (SBC) and Uniform Glossary. These regulations require group health plans and health insurance issuers that offer coverage for groups and individuals to provide access to the SBC and Uniform Glossary.

Summary of Benefits & Coverage page

Summary of Benefits and Coverage (SBC)The Summary of Benefits and Coverage (SBC) document will help you choose a health plan.
The SBC shows you how you and the plan would share the cost for covered health care services.
Choice Premier
Choice Value
Choice Economy
Choice Plus PPO
Summary Plan DescriptionThe summary plan description (SPD) is an important document that tells participants what the plan provides and how it operates. It provides information on when a member can begin to participate in the plan and how to file a claim for benefits.Health Plan WRAP Document
Choice Premier
Choice Premier Combo
Summary Plan DescriptionThe summary plan description (SPD) is an important document that tells participants what the plan provides and how it operates. It provides information on when a member can begin to participate in the plan and how to file a claim for benefits.Health Plan WRAP Document
Choice Value
Choice Value Combo
Summary Plan DescriptionThe summary plan description (SPD) is an important document that tells participants what the plan provides and how it operates. It provides information on when a member can begin to participate in the plan and how to file a claim for benefits.Health Plan WRAP Document
Choice Economy
Choice Economy Combo
Summary Plan DescriptionThe summary plan description (SPD) is an important document that tells participants what the plan provides and how it operates. It provides information on when a member can begin to participate in the plan and how to file a claim for benefits.Health Plan WRAP Document
Choice Plus PPO
Choice Plus PPO Combo
Prescription Drug List (PDL)The easiest way to find out if a prescription is covered is to check the Prescription Drug List (PDL) — which takes the most commonly prescribed medications and organizes them into cost tiers.May 1st 2022 List
September 1st 2022 List
Notification of Rights Under the Women’s Health and Cancer Rights Act (WHCRA)This notice describes mandated benefits for mastectomy-related services and informs individuals that services are available for such treatment and services, including reconstructive surgery, prosthesis, and lymphedema treatment, and explains how to obtain a detailed description of the mastectomy-related benefits under the Plan.Notice
Medicaid and the Children’s Health Insurance Program (CHIP) OfferYou may be eligible for State assistance paying ASRS’ health-care premiums for eligible family member(s). If you or a covered family member(s) are eligible or enrolled in Medicaid, this Notice provides the contact information for program(s) in your State.Notice
Medicare Notice of Creditable CoverageIf you or a covered family member(s) are eligible for Medicare Parts A, B, C, and D, this Notice provides information to help you decide whether to join Medicare’s drug plan or remain on an ASRS plan. Because ASRS’ prescription coverage is Creditable Coverage, if/when Medicare Part D is elected; there will be no higher premium (penalty) charged.Notice
Health Insurance Portability and Accountability Act (HIPAA)This notice protects the privacy of individually identifiable health information and establishes who can use personal health information and how it can be used.Notice
No Surprises Act (Consolidated Appropriations Act of 2021)This notice describes your rights and protections against surprise medical bills.Notice
Transparency in CoverageUnitedHealthcare creates and publishes the Machine-Readable Files on behalf of The Arizona State Retirement System.To link to the Machine-Readable Files, please click here

More On-Demand Videos

Open Enrollment, Medicare, and Dental Videos are available 24/7 on the Retiree Video page for you to view at your convenience. They are self-paced with segmented navigation to allow you to watch, and re-watch, any part you desire. All aspects of open enrollment are covered, including medical and dental plan options.

24/7 Education from UnitedHealthcare

Explore your Non-Medicare plan benefits virtually with the Virtual Education Center from UnitedHealthcare at UHCvirtualretiree.com/ASRSpre65.

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