Open Enrollment Information
- Newsletter: What you need to know about open enrollment, benefits overview, and the Open Enrollment Meetings schedule.
- Enrollment Guide: Includes Premiums, Non-Medicare, Medicare, and Dental plan details.
- On Demand Videos: Open enrollment, healthcare, Medicare, non-Medicare, and dental videos are available 24/7 on the Retiree Video page for you to view at your convenience.
Dental Plans
For calendar year 2025, the dental benefit structures remain unchanged and monthly premiums have increased.
>> View 2025 Dental plan information
>> Dental meeting schedule
Non-Medicare Plans
The monthly premium has increased for the Choice Premier plan. The monthly premium for the Choice Value and Choice Economy plans are unchanged.
The Choice Plus PPO plan will not be offered in 2025.If you are currently enrolled in the Choice Plus PPO plan and take no action during the Open Enrollment Period, you will automatically be enrolled in the Choice Premier plan to avoid any lapse in coverage for 2025. Or, you may select a different plan during the Open Enrollment Period.
Benefit Enhancements
90 Day prescription (Mail Order and Retail) member copays will decrease for all plans. For more information about copays, see the plan comparison section starting on guide page 25.
The Choice Economy plan will now feature reduced member copays for visits with Tier 1 designated Primary Care and Specialist providers. For more information about Tier 1 designated providers, see guide page 26.
>> View 2025 non-Medicare plan information
>> Non-Medicare meeting schedule
Medicare Plans
The primary changes for Medicare plans for calendar year 2025 are outlined below. For more information on each of the changes below, see the Medicare section of the enrollment guide starting on page 33.
- Medicare Prescription Drug Redesign
A recent prescription drug law, the Inflation Reduction Act (IRA), requires significant changes to all Medicare prescription drug (Part D) plans including capping member annual out-of-pocket costs at $2,000, and having the option to pay those out-of-pocket costs in monthly amounts over the plan year. For more information on the Medicare Prescription Drug (Part D) Redesign, see the section starting on guide page 36.
- Medicare Prescription Drug Redesign
- Medicare Advantage PPO Plan
The medical benefit structure remains unchanged and the prescription drug benefit structure has changed as required by the Medicare Prescription Drug Redesign. The monthly premium has increased for calendar year 2025.
- Medicare Advantage PPO Plan
- Medicare Advantage HMO Plan
Monthly premiums and the medical benefit structure have changed. Additionally, the prescription drug benefit structure has changed as required by the Medicare Prescription Drug Redesign. For more HMO plan details, see the section starting on guide page 33.
- Medicare Advantage HMO Plan
- Routine Medical Transportation
New for 2025, a transportation benefit for rides to and from your medical appointments and to the pharmacy to pick-up your prescriptions (up to 24 one-way trips per year). For more detail regarding the Medical Transportation Benefit, see guide page 39.
- Routine Medical Transportation
>> View 2025 Medicare plan information
>> Medicare meeting schedule
Open Enrollment Meetings
In-person meetings will continue this year, with four days of meetings at locations spread across Maricopa County and Tucson. Be sure to pay close attention to the dates and locations for each scheduled meeting.
Registration via your secure myASRS account is highly encouraged, to receive helpful reminders about meetings.
Non-Medicare Meeting Schedule Medicare Meeting Schedule
A Note on Dental Meetings Schedule:
The schedule for dental meetings is included in both the Medicare and non-Medicare meeting schedules above. For those only interested in dental information, there are some dental-only webinar dates and times throughout November.
Next Steps:
Enroll online beginning Nov 1 by logging in to your myASRS account.
Open Enrollment Timeline
► Pre-Open Enrollment
Through October
You will receive educational emails in preparation for open enrollment. Topics will include important updates, information, and more.
► Guides Mail Out
Starting October 11
Packets containing 2025 healthcare plan information mail out. Please review these materials prior to open enrollment.
► Open Enrollment
November 1-30
This year is a ‘passive’ enrollment year, which means that if you do not wish to make any changes you will be automatically re-enrolled in your current plan, or the nearest matching plan, for 2025.
► New ID Cards
by December 31
Dental ID cards will only be provided to new enrollees or those making changes to their plan.
Non-Medicare Choice Economy plan members will be provided new ID cards. Non-Medicare Choice Premier and Choice Value ID cards will only be provided to new enrollees or those making changes to their plan.
Group Medicare Advantage PPO and HMO ID cards will arrive by December 31 for all current enrollees, new enrollees or those making changes to their plans.
► New Coverage
January 1
Any changes made during open enrollment will be effective starting January 1.
