ASRS Member LTD Information
Active members making contributions to the Arizona State Retirement System also participate in the ASRS Long Term Disability (LTD) Income Plan, funded by a separate contribution from members and employers to the ASRS.
The LTD plan provides you with a monthly benefit designed to partially replace income lost if you are unable to work due to an illness (including some pregnancies) or injury.
The ASRS has contracted with Sedgwick for administration of the LTD plan.
Members who are receiving LTD benefits are eligible to participate in the ASRS Retiree Group Health Insurance program and possibly receive a premium benefit supplement to offset some of the cost of eligible medical and/or dental insurance. More information will be provided by the ASRS once your LTD claim has been approved.
Frequently Asked Questions
Who is eligible?
How is disability determined?
A member is determined to be disabled based on "objective medical evidence." This is defined as evidence that establishes facts and conditions as preceived without distortion by personal feelings, prejudices or interpretations, and includes quantitative tests, x-rays, laboratory findings, data, records and reports from attending and consulating physicians.
After a six-month waiting period, and for the following 24 months, you are considered disabled if you are under the care of a licensed physician and are unable to perform all of the duties and/or the full-time schedule of the job you held when you became disabled.
After you have received benefits for 24 months within a five-year period, you are considered disabled if you are under the care of a licensed physician and unable to perform any work for compensation or gain (greater than or equal to two-thirds of compensation at the onset of disability) for which you are reasonably qualified by education, training or experience.
What disabilities are not covered?
- An intentionally self-inflicted injury;
- War, whether declared or not;
- An injury incurred while engaged in a felonious criminal act or enterprise. If your most rcecent ASRS membership began on or after July 1, 2008, you may not be elisible for LTD if you have received medical treatment for the condition that renders you disabled in the six months prior to your ASRS membership (contributing) date under the LTD program.
When do benefits begin?
How much is my benefit going to be?
How long will benefits be paid?
What if I am on workers' compensation?
Information and Application
For more detailed information, click on the ASRS LTD Brochure button below.
To obtain an application packet necessary to file a Long Term Disability (LTD) claim, members must contact their human resource or benefits department. The application includes forms that must be completed by you and your physician. After these are completed, you will need to take them to your employer, who will complete the remaining forms needed for filing. Your employer will then sent the entire packet to the LTD administrator for processing.
If you have submitted a LTD claim and have questions regarding the process or any details regarding your LTD claim, contact the ASRS LTD administrator, Sedgwick.
The Sedgwick website also gives members the option of doing business online, in real time. No waiting on hold, no waiting in line. Once your claim has been received and loaded on the system, a claim number will be established.
Once you receive your claim number you will be able to register on the Sedgwick website to retrieve status updates of your claim or payment information. This status information is available 24 hours a day, 7 days a week.
After your claim has been submitted, you can contact Sedgwick directly at 800-495-9301 or you can log in to the Sedgwick website at SedgwickCMS.com/Calabasas.
If you have questions before you have submitted your application, you can contact the on-site Sedgwick representative at the following numbers:
Tucson: 520-239-3100 ext. 2133
Outside metro Phoenix and Tucson: 800-621-3778, ext. 2133
For LTD members who wish to update tax withholdings or direct deposit arrangements, the following forms are provided for your convenience. You may enter your information onto these forms, and then print the form and fax it to Sedgwick at 818-591-7664, or mail to P.O. Box 9830, Calabasas, CA 91372-0830.