Dental Plans
Below, you will find an overview and comparison of the dental plans we offer. To learn more, we encourage you to read our 2027 Open Enrollment guide, visit the websites for Delta Dental and Cigna Dental, or watch our educational videos on our Retiree Video page.
Jump to a Section:
Plan Comparison • Meeting Schedule
Webinars and Teleconferences
Additional Resources
Plans Available:
- Delta Dental High Plan Option
- Delta Dental Low Plan Option
Our dental PPO plans let you visit any licensed dentist, but you will save the most money if you see an in-network dentist. Services received from an out-of-network dentist may incur higher out-of-pocket costs. With more than 3,700 network dentists in Arizona and 150,000 network dentists nationwide, it's easy to find the right dentist for your family!
Plan Available: Cigna DHMO
Cigna's Dental Health Maintenance Organization (DHMO) plan on the Cigna Dental Care Access Plus Network offers you no deductibles or dollar limits and its care that is easy to use at a wallet-friendly price. You choose a network general dentist to manage your overall care, pay a fixedb portion of the cost per visit, and your plan picks up the rest. Remember, you won't be covered if you go to a dentist who is not in our network. Detailed procedure costs are outlined on your Patient Charge Schedule (PCS) which makes your coverage simple, straightforward forward, and transparent! (Plan not available in AK, ME, MT, NH, NM, ND, PR, SD, VI, VT, and WY.)
Dental Meeting Schedule
Looking for the Medicare and Non-Medicare Webinar schedule?
In-Person Meetings
In-person meetings continue this year, with three days of meetings at locations in Maricopa County and Tucson.
Be sure to pay close attention to the dates and locations for each scheduled meeting.
Monday, November 2, 2026 (N. Phoenix - Scottsdale)
10:00AM - 11:30AM - Medicare & Dental
1:00PM - 2:30PM - Non-Medicare & Dental
3:00PM - 4:30PM - Medicare & Dental
Embassy Suites by Hilton 4415 E. Paradise Village Pkwy South, Phoenix, AZ 85032Wednesday, November 4, 2026 (Tucson)
10:00AM - 11:30AM - Medicare & Dental
1:00PM - 2:30PM - Non-Medicare & Dental
3:00PM - 4:30PM - Medicare & Dental
Hilton Tucson East 7600 E. Broadway Blvd, Tucson, AZ 85710Monday, November 9, 2026 (Mesa)
10:00AM - 11:30AM - Medicare & Dental
1:00PM - 2:30PM - Non-Medicare & Dental
3:00PM - 4:30PM - Medicare & Dental
DoubleTree by Hilton 1011 West Holmes Avenue, Mesa, Arizona 85210Please note: In-person meetings are subject to change due to unforeseen circumstances.
Interactive Webinars
These live video presentations will be available on select dates and times throughout November. You will be able to ask questions in a chat box and get them answered in real-time. Registration via your secure myASRS account is highly encouraged to receive helpful reminders about meetings.
Thursday, Oct 29, 2026
Medicare - 9:00AM
Dental - 11:00AM
Non-Medicare - 2:00PM
Friday, Nov 13, 2026
Dental - 9:00AM
Medicare - 11:00AM
Non-Medicare - 2:00PM
Wednesday, Nov 18, 2026
Medicare - 9:00AM
Non-Medicare - 11:00AM
Dental - 2:00PM
Tuesday, Nov 24, 2026
Non-Medicare - 9:00AM
Dental - 11:00AM
Medicare - 2:00PM
Monday, Nov 30, 2026
Medicare - 9:00AM
Dental - 11:00AM
Non-Medicare - 2:00PM
Click here to join our LIVE open enrollment webinar
Remember to join the live webinar 10 minutes early to install updates that may be required prior to the meeting.
Teleconferences
Teleconferences via telephone may be a good option for retirees without an internet connection. Participants may dial in up to 30 minutes prior to the listed start time.
Thursday, Nov 12, 2026
9:00 AM - 10:30 AM - Medicare & Dental | Toll Free Dial-In: 888-566-1873 | Access Code: 8668451
1:00 PM - 2:30 PM - Non-Medicare & Dental | Toll Free Dial-In: 888-566-1873 | Access Code: 8668451
More On-Demand Videos
Open enrollment, healthcare, Medicare, non-Medicare, and dental videos are available 24/7 on the Retiree Video page for you to view at your convenience. They are self-paced with segmented navigation to allow you to watch, and re-watch, any part you desire. All aspects of open enrollment are covered, including medical and dental plan options.
Need Help Choosing an ASRS Dental Plan?
| Delta Dental High Plan Option | Delta Dental Low Plan Option | Cigna DHMO | |
|---|---|---|---|
| Annual Deductible | $50 per person / $150 max. per family | $50 per person / $150 max. per family | No Deductible |
| Annual Maximum | $2,000 per individual | $1,000 per individual | No Annual Maximum |
| Preventive Services | Covered at 100% | Covered at 100% | Covered at 100%a, b |
| Coverage Basis | Plan Pays | Retiree Pays | |
| Office Visit Fee | Not Applicable | Not Applicable | $5 a |
| Fillings | 80% * | 80% * | $22 b |
| Periodontal Cleanings | 80% * | 80% * | $115 Scaling/Root planingb
$78 Maintenanceb |
| Emergency Treatment | 80% * | 80% * | $48 b |
| Implants | 25%/50% *† | Not Covered | Not Covered |
| Dentures | 25%/50% *† | Not Covered | $770 bc |
| Crowns | 25%/50% *† | Not Covered | $470 bc |
| Endodontics (Root Canal) | 25%/50% *† | Not Covered | $530 b |
| Orthodontia | Not Covered | Not Covered | $515 b |
* Deductible applies to these services.
† Major services will be covered at 25% during the first 12 months of continuous coverage and 50% thereafter.
a) Patient is responsible for a per patient per office visit fee of $5 in addition to any other applicable patient charges.
b) Please refer to your Patient Charge Schedule (PCS) for full details, prices listed may not be comprehensive of treatment.
c) The co-payments for fixed and removable restorations (crowns, bridges, implant/abutment supported prosthetics, complete and partial dentures) do not include additional charges for material upgrades (such as gold/high noble metal or porcelain used in molar restorations), CAD/CAM services, complex rehabilitation or characterizations (for dentures). Any additional allowable charge for these upgrades is the patients' responsibility as specifically outlined in your Patient Charge Schedule (PCS). For questions regarding these charges, you may contact Customer Service at 800.Cigna24 (800.244.6224).
Additional Plan Details
| Delta Dental High Plan Option | Delta Dental Low Plan Option | Cigna DHMO | |
|---|---|---|---|
| Monthly Premium (Single Rate) | $39.64 | $18.40 | $11.52 |
| Network of Dentists | Select any dentist, but you will save the most staying in-network | Select any dentist, but you will save the most staying in-network | Select from dentists within the DHMO network |
| Preventive Services
(Routine cleanings, exams and bitewing X-rays) |
100% Covered | 100% Covered | 100% covered after $5 per-visit fee |
| Basic Services
(Fillings, Periodontal Maintenance, Simple Extractions) |
80% covered after deductible subject to annual maximum | 80% covered after deductible subject to annual maximum | No deductible before coverage begins
Set copays for covered services, outlined in the Patient Charge Schedule (PCS) |
| Major Services
(Implants, Bridges and Dentures, Crowns, Root Canals) |
25% or 50% covered after deductible subject to annual maximum | No major services covered |