What is the difference between a Beneficiary and a Dependent?


ASRS members, whether active, inactive or retired, should have a designated beneficary on file.

Sometimes referred to as a contingent annuitant, a beneficary is an individual, institution, trustee or estate which receives, or may become eligible to receive, benefits from a member's retirement plan annuity or account balance upon the member's death.

All ASRS members should have a primary beneficary on file with the ASRS, and may name secondary beneficaries as well.

Learn more:

Choosing Beneficaries

Review and/or update your current beneficiaries in your myASRS account by selecting 'Beneficiaries' under the Your Account section in the navigation pane.

myASRS Login


A dependent may be added to a retiree's medical and/or dental insurance plan and then be eligible to receive benefits under the selected health insurance plan. A dependent may be a spouse or child. 

Designating dependents under medical and/or dental insurance has no connection to designating beneficaries. The individual or individuals may be desigated as a dependent for medical insurance, a dependent for dental insurance and a beneficary for death benefits, but the selections are separate and must be made for each.

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If you are currently a retiree or disabled member covered by ASRS, ADOA or another ASRS employer's insurance, you can view those current health insurance dependents in your myASRS account by selecting 'Medical/Dental Insurance Details' under the Your Account section in the navigation pane.

Retirees and disabled members can also enroll in ASRS group retiree health insurance by selecting 'Medical/Dental Insurance' under the Apply Now section in the navigation pane.

Log in here:

myASRS Login

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